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Sunday, December 1, 1996 - Page updated at 12:00 AM

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Education Q&A

Community Colleges Offer Mortgage Classes

Q.: I have recently joined a mortgage company and I would like to get some more education on the whole mortgage industry. Are there any college courses or seminars I can take?

- T., no address given

A.: You might start by looking at what community and technical colleges offer. For example, Everett and North Seattle community colleges have courses related to mortgage banking.

Bellevue Community College offers an associate of arts degree in real estate mortgage financing (call the Real Estate Resource Center at 641-2314). Other community colleges have classes in real-estate marketing and sales.

The University of Washington Educational Outreach Program offers an evening certificate program in commercial real estate. Call 543-2320.

The Mortgage Bankers Association of America in Washington, D.C., offers correspondence courses, publications, computer-based and online training and a weeklong mortgage-banking school at various locations.

Write: Shirley Kelley, Mortgage Bankers Assn. of America, 1125 15th St. N.W., Washington, D.C. 20005. Phone: 202-861-6563.

The Washington Mortgage Lenders Association in Olympia occasionally offers seminars on timely industry topics. Call: 360-943-9205.

Q: My son in first grade is bused to a school outside our neighborhood, but I hear the Seattle School District is going to change its student-assignment rules so kids will have to go to their neighborhood schools. We really like the school my son goes to and don't want to move him. Will he have to move?

- L.D., Seattle

A: No. Even with the changes to the district's student-assignment plan recently approved by the School Board, your son can stay in his school until he completes the highest grade there.

But the plan is complex, and depending on your son's race or ethnicity, he may not qualify for a bus ride if he stays there through the fifth grade.

You might have to provide your own transportation for him.

Here's what happens:

-- For next school year, 1997-98, when your son would be in second grade, there's no change in the busing pattern, but racial-balance guidelines will be replaced with more flexible desegregation goals. The change will allow more new kindergarten students and students wanting to transfer closer to home to get the assignments they want - if space is available in the schools.

-- Beginning in the 1998-99 school year, busing patterns will change. Students will be encouraged to enroll in a cluster of six to 10 schools closest to their homes. Long bus rides from the South End to North End, West Seattle to Southeast Seattle, and vice versa would end except for students who choose designated out-of-cluster schools where their race or ethnicity would promote desegregation.

Despite these changes, for the 1998-99 and 1999-2000 school years, your son's third- and fourth-grade years, transportation would be provided for all students who choose to stay at their current schools.

-- As the plan stands now, though, your son most likely wouldn't be bused in 2000-2001, his fifth-grade year, unless by chance he's enrolled in one of your new cluster's designated out-of-cluster schools and his race or ethnicity helps with desegregation there.

By the way, beginning next year, the new plan allows parents to enroll their children in any Seattle elementary school.

Transportation won't be provided, though, unless the student's school is one for which a bus ride is provided under current district rules.

Education Q&A is a regular Sunday feature in The Seattle Times prepared by Times education reporters. Call in your questions to our Education Hotline at 464-3339, or write to Education Q&A c/o The Seattle Times, P.O. Box 70, Seattle, WA 98111; FAX to Education Q&A at 464-2261 or e-mail at schools@seatimes.com.

Coming up in education:

Advertising in Schools: A public forum to discuss advertising and corporate sponsorships will be held from 7 to 9 p.m. Tuesday. Mount Zion Baptist Church, 1634 19th Ave., Seattle. Information: 523-4922.

Signs and Symbols of a Gifted Child: Educational Psychologist Margaret Foltz will lecture on the topic from 7:30 to 9 p.m. Wednesday. The Open Window School, 5225 119th Ave. S.E., Bellevue. Information: 747-2911.

A.D.D. Support Group: will hold an introductory meeting for Ch.A.D.D. (Children and adults with attention deficit disorder) from 7 to 9 p.m. Thursday. Whitman Middle School Library, 9201 15th Ave. N.W. Information: Julie Bautista, 281-6930.

Additional education calendar listings appear Mondays in The Times inside the Local News section.

Copyright (c) 1996 Seattle Times Company, All Rights Reserved.

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