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Saturday, February 4, 2006 - Page updated at 12:00 AM

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Real estate calendar

Feb. 5-11

Real-estate classes, seminars and events

Homebuyers

TUE Learn the steps to home buying, loan programs, negotiating techniques and zero-down loans; registration required. 6-8:45 p.m., Highpoint Community Center, 6920 34th Ave. S.W., Seattle; free (206-271-1111)

Remodeling

WED Find out how to manage your entire project from setting project goals and hiring the designer and contractor to approving construction draws. The course includes design phases, budget and construction management and contracts for design and construction; registration required. 6:30-9:30 p.m., University of Washington, Seattle; $57-$72 (206-543-4375)

Credit scores

WED Find out how to boost your credit rating and get better interest rates for loans and insurance. Learn how to save money and buy a home, even with damaged credit; registration required. 7-9 p.m., Homestead Mortgage, 11411 N.E. 124th St. (Suite 118), Kirkland; free (425-814-1127)

Homebuyers

WED Seminar that covers the necessary basics to help you become an informed homebuyer. Learn about pre-approval, credit scores and how to shop for a home; registration required. 6:30-8 p.m., Network Mortgage Services, 19101 36th Ave. W., Lynnwood; free (425-672-2810 ext. 2320)

First-time homebuyers

SAT Learn about the buying process, loan programs, down-payment options and negotiating strategies for buying a home; registration required. 10:15 a.m.-4:15 p.m., University Public Library, 5009 Roosevelt Way N.E., Seattle, free (206-660-4699)

Homebuyers

SAT Find out about negotiation strategies, down-payment opportunities, financing options, presentation of offers; also receive a homebuyer workbook; registration required. 10 a.m.-1 p.m., Transnation Title & Escrow, 200 Andover Park E., Tukwila; free (866-686-5252)

Homebuyers

SAT Participants learn how to become market experts, select a real-estate agent, get information on funding, loans and mortgages, the negotiation and closing process and what to do after closing. Earn a house key certificate for a discount toward your next home loan; registration required. 10:15 a.m.-3:45 p.m., Capitol Hill Library, 425 Harvard Ave. E., Seattle; free (206-764-HOME or www.findinghome.com)

Ongoing

Nonprofit assistance

ACORN Housing — Nonprofit homebuyer education and loan counseling, free homebuyer-counseling services; $20 for credit reports (206-243-4663)

Washington Homeownership Center — Nonprofit referral service providing sources for first-time homebuyers with low to moderate incomes; free (866-600-6466)

HomeSight — Nonprofit group offers credit counseling; $20 includes credit report. Financial series includes information on predatory lending and mortgages; $40 (206-723-4355)

International District Housing Alliance — Nonprofit agency providing multilingual housing-related services; free (206-623-5132)

IDHA — Homeownership education and counseling services in many languages; free (206-623-0122)

Washington Community Housing Network — Free homebuyer seminar, includes credit report, free counseling and information about 10 buyer mistakes to avoid; Saturday classes in Seattle and on the Eastside; (425-830-4620)

Real-estate classes and seminars

Home-buying seminar — Two-part seminar qualifies homebuyers for below-market interest rates; classes include information on buying with no down payment, no closing costs and reasonable interest rates; registration requested. 6:45 p.m. Tuesdays, Windermere Real Estate, 200 112th Ave. N.E., Bellevue; free (425-450-2621)

Investing — Learn from the pros about how to invest in residential and commercial properties; how to get the money; find the best deals and crunch the numbers; registration required. 6:45-9:45 p.m., first and second Tuesdays and third and fourth Wednesday of the month, CityBank, 11832 Mukilteo Speedway, Mukilteo; free (425-885-2634)

Buying and selling — Weekly home-buying seminar endorsed by Washington Education Association; presented by Re/Max Eastside Brokers and Re/Max Metro; free (800-792-6005)

Investing — Real-estate investing for the new and small investor: Learn the difference between residential and commercial investments and how to get 100 percent financing. Classes in public library once a month by agents from Aatrix Mortgage and Re/Max; registration required; free (800-228-7494)

Investing — Learn financial analysis, taxation, planning essentials and how to assemble a team of professionals, presented by Team Reba; registration required; 6:30-9:30 p.m., $15 (206-706-6563 or www.teamreba.com/events.htm)

Investing — Learn how to buy investment property with no money down; presented by MoneytoLend. 7 p.m., Tuesdays, 13 Central Way, Kirkland; free (425-417-3863)

Home-buying seminar — Two-part seminar qualifies homebuyers for below-market interest rates; classes include information on buying with no down payment and no closing costs; learn the best buyer-negotiation strategies; registration requested. 6:45 p.m. Tuesdays, Windermere Real Estate, 11411 N.E. 124th St., Kirkland; free (425-354-1823)

Home-buying seminar — Learn how to buy a home with no down payment, no closing costs and below-market interest rates; learn negotiation strategies in this two-part seminar; registration requested. 6:45 p.m. Tuesdays, Countrywide Mortgage, 320 108th Ave. N.E., Bellevue; free (425-681-4554)

Home buying — Learn about strategies, credit issues and zero-down loan programs; presented by HomeStone Mortgage; registration requested. 7 p.m. Wednesdays, Bellevue Hilton, 100 112th Ave. N.E., Bellevue; free (206-795-3505)

Home buying — Two-part seminar on topics including credit reports, loan programs and what is required to buy housing; presented by Eagle Home Mortgage; registration requested. 6:30 p.m. Wednesdays, 9:30 a.m. Saturdays, 10510 N.E. Northup Way, Kirkland; free (425-822-6733)

Exchanging — Learn how to exchange property without paying taxes, 1031 exchanges and more; Wilson Realty Exchange; registration requested. 7 p.m. Wednesdays, 16910 15th Ave. N.E., Seattle; free (206-216-3537).

Bankruptcy — Instruction for buying property and getting lower-interest-rate loans after a Chapter 7 bankruptcy. Learn how to finance 100 percent of the purchase price without any out-of-pocket money. Any credit repair will be free of charge; registration requested. 6 p.m. Wednesdays, 12515 Bel-Red Road (Suite 103), Bellevue; free (877-363-2566)

Home selling — Find out how to market homes and get them into shape to sell; Windermere Real Estate; registration requested. 7 p.m. Thursdays, noon Saturdays, 200 112th Ave. N.E., Bellevue; free (425-450-2622)

Home buying — Learn from a licensed real-estate agent and a residential loan officer how to buy or build a new home; registration requested. 6:45 p.m. Thursdays, 11400 S.E. Eighth St., (Suite 345), Bellevue; free (425-208-9891)

Real Estate submissions must be received at least three weeks before publication. E-mail homecalendar@seattletimes.com, fax 206-464-2239, or mail to Christopher Taylor, Real Estate Calendar, Seattle Times, P.O. Box 70, Seattle, WA 98111.

Copyright © 2006 The Seattle Times Company

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