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Saturday, February 25, 2006 - Page updated at 12:00 AM

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Real estate calendar

Feb. 26-Mar. 4

Real-estate classes, seminars and events

Home improvement

MON Get help to improve, remodel or create a truly personalized home. Receive practical advice on how to collaborate with designers, contractors, suppliers and be better prepared to integrate your drawings and specifications; registration required; 6:30-8:30 p.m., Seattle Community College, 1701 Broadway, Seattle; $39 (206-587-5448 or http://at-campus.net/sccc/)

Home buying

WED Learn the process of home buying and loan qualification made simple. Find out about zero down, 80/20, credit scoring and loan qualifying factors. Questions are answered in an unbiased format; registration required; 6:30-8:30 p.m., Phinney Neighborhood Association (Room 6), 6532 Phinney Ave. N., Seattle; free (425-576-3767)

Home buying

WED Licensed real-estate agent and residential loan specialist present the latest information on buying a home in today's market; registration requested; 7 p.m., Windermere Real Estate, 11656 98th Ave. N.E.; free (425-681-6644)

Boosting credit scores

WED Find out how to boost your credit rating and get better interest rates for loans and insurance. Learn how to save money and buy a home, even with damaged credit; registration required; 6:45-9 p.m., Homestead Mortgage, 11411 N.E. 124th St. (Suite 118), Kirkland; free (425-814-1127)

Home buying

SAT Learn how to buy a house, choose the right mortgage and avoid predatory lenders. Attendees receive a certificate that may enable them to qualify for special loan programs for first-time buyers; registration required; 10:15 a.m.-4 p.m., West Seattle Library, 2306 42nd Ave. S.W., Seattle; free (206-617-9357)

Home buying

SAT Participants learn how to become market experts, select a real-estate agent, get information on funding, loans and mortgages, the negotiation and closing process. Earn a certificate for a discount toward a home loan; registration required; 10:15 a.m.-3:45 p.m., Fremont Library, 731 N. 35th St., Seattle; free (206-764-HOME or www.findinghome.com)

Planning

Investing

MAR 8 Learn financial analysis, taxation, planning essentials and how to assemble a team of professionals; registration required; 6:30-9:30 p.m., $15 (206-706-6563 or www.teamreba.com/events.htm)

Home buying

MAR 11 Learn about special rates and programs offered to course graduates; registration required; 10 a.m.-3 p.m., Seattle Central Community College, 1701 Broadway, Seattle; free (206-774-7525)

Ongoing

Nonprofit assistance

ACORN Housing — Nonprofit homebuyer education and loan counseling, free homebuyer-counseling services; $20 for credit reports (206-243-4663)

Washington Homeownership Center — Nonprofit referral service providing sources for first-time homebuyers with low to moderate incomes; free (866-600-6466)

International District Housing Alliance — Nonprofit agency providing multilingual housing-related services; free (206-623-5132)

Washington Community Housing Network — Free homebuyer seminar, includes credit report, free counseling and information about 10 buyer mistakes to avoid; Saturday classes in Seattle and on the Eastside; (425-830-4620)

Real-estate classes and seminars

Home buying — Two-part seminar qualifies homebuyers for below-market interest rates; classes include information on buying with no down payment, no closing costs and reasonable interest rates; registration requested; 6:45 p.m. Tuesdays, Windermere Real Estate, 200 112th Ave. N.E., Bellevue; free (425-450-2621)

Investing — Learn from the pros about how to invest in residential and commercial properties; how to get the money; find the best deals and crunch the numbers; registration required; 6:45-9:45 p.m., first and second Tuesdays and third and fourth Wednesday of the month, CityBank, 11832 Mukilteo Speedway, Mukilteo; free (425-885-2634)

Buying and selling — Weekly home-buying seminar; free (800-792-6005 or www.stephenwebber.com)

Investing — Real-estate investing for the new and small investor: Learn the difference between residential and commercial investments and how to get 100 percent financing. Classes in public library once a month; registration required; free (800-228-7494)

Exchanging — Learn how to exchange property without paying taxes, 1031 exchange and more; registration requested. 7 p.m. Wednesdays, 16910 15th Ave. N.E., Seattle; free (206-216-3537).

Buying after bankruptcy — Instruction for buying property and getting lower-interest-rate loans after a Chapter 7 bankruptcy. Learn how to finance 100 percent of the purchase price without any out-of-pocket money. Any credit repair will be free of charge; registration requested; 6 p.m. Wednesdays, 12515 Bel-Red Road (Suite 103), Bellevue; free (877-363-2566)

Home selling — Find out how to market homes and get them into shape to sell; registration requested. 7 p.m. Thursdays, noon Saturdays, 200 112th Ave. N.E., Bellevue; free (425-450-2622)

Home buying — Learn from a licensed real-estate agent and a residential loan officer how to buy or build a new home; registration requested. 6:45 p.m. Thursdays, 11400 S.E. Eighth St., (Suite 345), Bellevue; free (425-208-9891) ()

Real Estate submissions must be received at least three weeks before publication. E-mail homecalendar@seattletimes.com, fax 206-464-2239, or mail to Christopher Taylor, Real Estate Calendar, Seattle Times, P.O. Box 70, Seattle, WA 98111.

Copyright © 2006 The Seattle Times Company

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