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Saturday, April 15, 2006 - Page updated at 12:00 AM

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Real estate calendar

April 16-22

Real-estate classes, seminars and events

For sale by owner

MON & WED Two-session class for homeowners considering marketing and selling their home without the help of an agent. Learn effective marketing and presentation, valuation, how to show a home, qualify buyers, purchase and sale agreements, seller disclosure, Internet marketing and buyer scams, registration required. 7-8:30 p.m.; Sno-Valley Senior Center, 4610 Stephens Ave., Carnation; $45 (425-333-4152)

Homeowner strategies

MON Learn strategic techniques and negotiation ideas in buying a home. Earn a certificate for future discounts when purchasing your next home; registration required. 6:30-8:30 p.m., HomeStone Mortgage, 11255 Kirkland Way (Ste. 100), Kirkland; free (425-830-2168 or www.tammywiskow.com)

Buying real estate

TUE Two-part class provides people with needed information for today's real-estate market. Participants receive a certificate that may qualify them for loan discounts; registration required. 6:45-9 p.m., First Horizon Home Loans, 12900 N.E. 180th St., Bothell; free (425-354-1823)

Home buying

TUE Comprehensive seminar for small investors and homebuyers. Find out about the preapproval process for bank loans and cleaning up credit; registration required. 6:30 p.m., Whole Foods Market, 888 116th Ave. N.E., Bellevue; free (425-462-1400 ext. 0)

Home buying

TUE Find out about home-buying basics, negotiation strategies and what to expect from your agent, loan officer and lender when buying real estate; registration required. 7-8 p.m., Lending Channel, 18728 Bothell Way N.E., Bothell; free (866-641-1003)

Boosting credit scores

WED Find out how to boost your credit rating and get better interest rates for loans and insurance. Learn how to save money and buy a home, even with damaged credit; registration required; 6:45-9 p.m., Homestead Mortgage, 11411 N.E. 124th St., Suite 118, Kirkland; free (425-814-1127)

Home-ownership education class

WED-THU Receive home-ownership education and counseling services; registration required. 5:30-8:30 p.m., Homeownership 1,2,3, 9829 16th Ave. S.W., Seattle; free (206-957-1316)

Make money investing in commercial real estate

THU Learn pros and cons of investing, valuing investments, tips and tricks of purchasing to yield instant equity, how to sell without paying capital-gains taxes and formulating a plan to succeed; registration required. 6:30-9:30 p.m., Discover U., 2150 N. 107th St., (Suite B52), Seattle; $45 (206-365-0400 or www.discoveru.org)

Home-ownership

THU Learn to make a smart decision on a home purchase or investment property; registration required. 7-9 p.m., Wells Fargo Bank (Downtown), 460 Central Way, Kirkland; free (425-802-3804)

1031 reverse exchange mortgage

THU Get an overview of how Section 1031 Reverse Tax Deferred Exchanges work. A status report of the real-estate market and income property will also be given. 7 p.m., John L. Scott, 18336 Aurora Ave. N. (Suite 101); free (206-349-3707)

Senior housing fair

SAT For local seniors interested in looking at a variety of housing choices. Event includes an educational forum, resource fair and afternoon open houses. 9:30 a.m., North Bellevue Community Senior Center, 4063 148th Ave. N.E., Bellevue, free (425-688-5800).

Home buying

SAT Learn about the buying process, loan programs, down-payment options and negotiating strategies for buying a home; registration required. 10 a.m.-4 p.m., University Public Library, 5009 Roosevelt Way N.E., Seattle, free (206-660-4699).

Home buying

SAT Learn about special rates and programs; registration required; 10 a.m.-3 p.m., Seattle Central Community College, 1701 Broadway, Seattle; free (206-774-7525).

Home buying

SAT Find out about no money down programs, selecting the right real- estate agent and loan agent. Earn a certificate for future discounts when buying next home; registration required; 10 a.m.-2 p.m., Federal Way Regional Library, 34200 First Way S., Federal Way; free (253-961-7720).

Ongoing

Nonprofit assistance

ACORN Housing — Nonprofit homebuyer education and loan counseling, free homebuyer-counseling services; $20 for credit reports (206-243-4663)

Washington Homeownership Center — Nonprofit referral service providing sources for first-time homebuyers with low to moderate incomes; free (866-600-6466)

HomeSight — Nonprofit group offers credit counseling; $20 includes credit report. Financial series includes information on predatory lending and mortgages; $40 (206-723-4355)

International District Housing Alliance — Nonprofit agency providing multilingual housing-related services; free (206-623-5132)

IDHA — Home-ownership education and counseling services in many languages; free (206-623-0122)

Washington Community Housing Network — Free homebuyer seminar includes credit report, free counseling and information about 10 buyer mistakes to avoid; Saturday classes in Seattle and on the Eastside; (425-830-4620)

Real-estate classes and seminars

Buying a home — Two-part seminar qualifies homebuyers for below-market interest rates; classes include information on buying with no down payment, no closing costs and reasonable interest rates; registration requested; 6:45 p.m. Tuesdays, Windermere Real Estate, 200 112th Ave. N.E., Bellevue; free (425-450-2621)

Investing — Learn how to invest in residential and commercial properties; how to get the money, find the best deals and crunch the numbers; registration required; 6:45-9:45 p.m., first and second Tuesdays and third and fourth Wednesdays of the month, CityBank, 11832 Mukilteo Speedway, Mukilteo; free (425-885-2634)

Buying and selling — Weekly home-buying seminar; free (800-792-6005 or www.stephenwebber.com)

Investing — Real-estate investing for the new and small investor; learn the difference between residential and commercial investments and how to get 100 percent financing. Classes in public library once a month; registration required; free (800-228-7494)

Buying a home — Two-part seminar qualifies homebuyers for below-market interest rates; classes include information on buying with no down payment and no closing costs; learn the best buyer-negotiation strategies; registration requested; 6:45 p.m. Tuesdays, Windermere Real Estate, 12900 N.E. 180th St., Bothell; free (425-354-1823)

Buying a home — Two-part seminar on topics including credit reports, loan programs and what is required to buy a house; registration requested. 6:30 p.m. Wednesdays, 9:30 a.m. Saturdays, 10510 N.E. Northup Way, Kirkland; free (425-822-6733)

Exchanging — Learn how to exchange property without paying taxes, 1031 exchange and more; registration requested. 7 p.m. Wednesdays, 16910 15th Ave. N.E., Seattle; free (206-216-3537)

Buying after bankruptcy — Instruction for buying property and getting lower-interest-rate loans after a Chapter 7 bankruptcy. Learn how to finance 100 percent of the purchase price without any out-of-pocket money. Any credit repair will be free of charge; registration requested; 6 p.m. Wednesdays, 12515 Bel-Red Road, Suite 103, Bellevue; free (877-363-2566)

Buying a home — Learn the home-buying process, ownership issues, legal documents, negotiating, financing and closing. Attendees receive a workbook, credit report, counseling and mortgage preapproval; registration required; 7-8:30 p.m. Wednesdays and Thursdays, Quintet Mortgage, 10655 N.E. Fourth St., Bellevue; free (877-455-9909)

Selling a home — Find out how to market homes and get them into shape to sell; registration requested; 7 p.m. Thursdays, noon Saturdays, 200 112th Ave. N.E., Bellevue; free (425-450-2622)

Real Estate submissions must be received at least three weeks before publication. E-mail homecalendar@seattletimes.com, fax 206-464-2239, or mail to Christopher Taylor, Real Estate Calendar, Seattle Times, P.O. Box 70, Seattle, WA 98111.

Copyright © 2006 The Seattle Times Company

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