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Saturday, April 22, 2006 - Page updated at 12:00 AM

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Real estate calendar

April 23-29

Real-estate classes, seminars and events

Homeowner strategies

MON Learn strategic techniques and negotiation ideas in buying a home. Earn a certificate for future discounts when purchasing your next home; registration required. 6:30-8:30 p.m., HomeStone Mortgage, 11255 Kirkland Way (Ste. 100), Kirkland; free (425-830-2168 or www.tammywiskow.com)

Buying real estate

TUE Two-part class provides people with needed information for today's real-estate market. Participants receive a certificate that may qualify them for loan discounts; registration required. 6:45-9 p.m., First Horizon Home Loans, 12900 N.E. 180th St., Bothell; free (425-354-1823)

Maximizing profit in rental properties

TUE Learn what type of lease forms you should use and where to get them, how to profit with or without lease options, ways to legally get around rent control and ways to buy distressed homes before they become foreclosures; registration required. 6:30-9:30 p.m., Discover U., 2150 N. 107th St., (Suite B52), Seattle; $45+ $3 materials fee (206-365-0400 or www.discoveru.org)

Appealing your property-tax assessment

WED Go step by step through the entire process of appealing your King County property-value assessment. Get hints and suggestions on how to maximize your chances of getting your property value and your property tax lowered; registration required. 6-9 p.m., Discover U., 2150 N. 107th St., Seattle; $45 + $3 materials fee (206-365-0400 or www.discoveru.org)

Boosting credit scores

WED Find out how to boost your credit rating and get better interest rates for loans and insurance. Learn how to save money and buy a home, even with damaged credit; registration required; 6:45-9 p.m., Homestead Mortgage, 11411 N.E. 124th St., Suite 118, Kirkland; free (425-814-1127)

Investing in real estate

WED Learn financial analysis, taxation, planning essentials and how to assemble a team of professionals; registration required; 6:30-9:30 p.m., $15 (206-706-6563 or www.teamreba.com/events.htm)

First-time homebuyer

THU Learn tips that can save money when purchasing a home including: how lenders view clients, the mysteries of credit reports, the purchasing process and how much home people qualify for; registration required; 6:30-8 p.m., Re/Max, 13500 Lake City Way N.E. (Suite 100); free (206-686-8326 or www.mortgagemaverick.com)

Investing

THU Compare stock and real estate, learn tax laws and advantages, discuss investment property and 1031 tax exchange; registration required. 6:30-8:30 p.m., Burien Library, 14700 Sixth Ave. S.W., Burien; free (206-355-7193)

First-time homebuyers

THU Learn the process involved with buying a home, including selecting a real-estate agent, legal documents used, negotiating, financing and closing the transaction; registration required. 7-8 p.m., First Horizon, 3400 188th St. S.W. (#300), Lynnwood; free (425-712-4006)

Attorney's perspective

THU Learn from an attorney the laws that apply to the purchase or sale of a home, how the process works and how using a lawyer can save money. 7:30-8:30 p.m., Phinney Neighborhood Association, 6532 Phinney Ave. N., Seattle; free (206-357-4222 or www.lawofficeofcraigblackmon.com)

Finding real-estate deals

THU Vena Jones-Cox offers tips from her step-by-step guide to wholesaling real estate. 7-10 p.m., University of Washington (Kane Hall), Seattle; free to $15 (425-458-4797 or www.reapsweb.com)

Selling your own home

SAT Topics include legal issues and forms, Internet marketing, preparing the home for buyers and bank, negotiating, personal safety. 9:30 a.m.-noon, Phinney Neighborhood Association, 6532 Phinney Ave. N., Seattle; $25-$30 (206-783-2244 or www.phinneycenter.org)

Homebuying

SAT Learn how to buy a house, choose the right mortgage and avoid predatory lenders. Attendees receive a certificate that may enable them to qualify for special loan programs for first-time buyers; registration required. 10:15 a.m.-4 p.m., West Seattle Library, 2306 42nd Ave. S.W., Seattle; free (206-617-9357)

Homebuying

SAT Participants learn the homebuying process, selecting an agent, negotiating techniques, what to compare and how to choose the right loan, understanding title, escrow and the closing process; registration required; 9 a.m.-3 p.m., PCC Greenlake, 7504 Aurora Ave. N., Seattle; free (206-686-4450)

Ongoing

Nonprofit assistance

ACORN Housing — Nonprofit homebuyer education and loan counseling, free homebuyer-counseling services; $20 for credit reports (206-243-4663)

Washington Homeownership Center — Nonprofit referral service providing sources for first-time homebuyers with low to moderate incomes; free (866-600-6466)

HomeSight — Nonprofit group offers credit counseling; $20 includes credit report. Financial series includes information on predatory lending and mortgages; $40 (206-723-4355)

International District Housing Alliance — Nonprofit agency providing multilingual housing-related services; free (206-623-5132)

IDHA — Home-ownership education and counseling services in many languages; free (206-623-0122)

Real-estate classes and seminars

Buying a home — Two-part seminar on topics including credit reports, loan programs and what is required to buy a house; registration requested. 6:30 p.m. Wednesdays, 9:30 a.m. Saturdays, 10510 N.E. Northup Way, Kirkland; free (425-822-6733)

Exchanging — Learn how to exchange property without paying taxes, 1031 exchange and more; registration requested. 7 p.m. Wednesdays, 16910 15th Ave. N.E., Seattle; free (206-216-3537)

Buying after bankruptcy — Instruction for buying property and getting lower-interest-rate loans after a Chapter 7 bankruptcy. Learn how to finance 100 percent of the purchase price without any out-of-pocket money. Any credit repair will be free of charge; registration requested; 6 p.m. Wednesdays, 12515 Bel-Red Road, Suite 103, Bellevue; free (877-363-2566)

Selling a home — Find out how to market homes and get them into shape to sell; registration requested; 7 p.m. Thursdays, noon Saturdays, 200 112th Ave. N.E., Bellevue; free (425-450-2622)

Real Estate submissions must be received at least three weeks before publication. E-mail homecalendar@seattletimes.com, fax 206-464-2239, or mail to Christopher Taylor, Real Estate Calendar, Seattle Times, P.O. Box 70, Seattle, WA 98111.

Copyright © 2006 The Seattle Times Company

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